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+--- Thread: Insurance costs (/thread-4393.html)
Insurance costs - Tonyash - 21-12-2012
Hi there, what are you paying for your annual insurance?
Just has my reminder for my 62 plate XTR which comes in at £235 fully comp with max no claims, 8k annual mileage, myself and wife as named drivers.
RE: Insurance costs - Opensauce - 21-12-2012
Mine recently was £206 incl legal expenses & increased personal accident cover from Saga, 10k miles/pa, me only driving for 09 XTR. This after the usual shopping around & Saga price matching reducing original renewal by £30.
RE: Insurance costs - BerlingoHDI - 21-12-2012
Dont get me started lol,
Me and my partner have recently split up and the car was registered and insured in her name as it was cheaper.
i am 27 and she was 25 with 6 years no claims fully comp and protected we were paying about £1000 give or take a few pounds.
at the moment it is insured till march so we have arranged to keep the car as it is and i get my own insurance in march when it due, anyway i been getting some quotes lately for myself and because i only been a named driver for past 5 years i have lost my no claims i oreviously had from back then.
This means i am having to start from scratch and have been quoted between £2300 to £2500
Its only a 2004 2.0hdi multispace i could understand if it was a big 4.2 jag lol
RE: Insurance costs - PeteA - 21-12-2012
30 year old, 8 years NCB with 3 points and one fault accident. Paying about £600 on the van (2.0 hdi) F/C with mods declared on a commercial policy and £400 F/C For the Coupe using a 4 years NCB I had dormant from another policy.
Prices are silly though, was listening to the radio this lunchtime and younger drivers are paying 4k to insure 1 litre hatchbacks
cratch:
RE: Insurance costs - BerlingoHDI - 21-12-2012
(21-12-2012, 04:32 PM)PeteA Wrote: 30 year old, 8 years NCB with 3 points and one fault accident. Paying about £600 on the van (2.0 hdi) F/C with mods declared on a commercial policy and £400 F/C For the Coupe using a 4 years NCB I had dormant from another policy.
Prices are silly though, was listening to the radio this lunchtime and younger drivers are paying 4k to insure 1 litre hatchbackscratch:
Its true my sister just passed her test and is paying £3200 for a lupo , its extortionate but she still living at home and has to start somewhere to bring it down
RE: Insurance costs - ron - 21-12-2012
my insurance was £220 F/C incl 90 days European cover.With max NCB.I suddenly like being an old fart.
RE: Insurance costs - Opensauce - 22-12-2012
About the only good thing about be old is cheap car insurance.
RE: Insurance costs - Steve71 - 24-12-2012
Mine is £920 (2.0 hdi) and £1100 (1.9d) for 100k pa carriage of goods for hire and reward and any driver over 25.
I feel thats pretty good when you see what others are paying. I do find it odd that the hdi is cheaper than the 1.9 though!
RE: Insurance costs - Ol'Jeffers - 24-12-2012
(21-12-2012, 07:32 PM)ron Wrote: my insurance was £220 F/C incl 90 days European cover.With max NCB.I suddenly like being an old fart.
I paid £224 F/C with Tesco this year. But I change companies almost every year....that way I can take advantage of new business discount.
RE: Insurance costs - andylobb - 24-12-2012
(21-12-2012, 03:45 PM)BerlingoHDI Wrote: Dont get me started lol,
Me and my partner have recently split up and the car was registered and insured in her name as it was cheaper.
i am 27 and she was 25 with 6 years no claims fully comp and protected we were paying about £1000 give or take a few pounds.
at the moment it is insured till march so we have arranged to keep the car as it is and i get my own insurance in march when it due, anyway i been getting some quotes lately for myself and because i only been a named driver for past 5 years i have lost my no claims i oreviously had from back then.
This means i am having to start from scratch and have been quoted between £2300 to £2500
Its only a 2004 2.0hdi multispace i could understand if it was a big 4.2 jag lol
Shop around, you should not loose your no claims, provided you have proof of it as a named driver. if you were with directline they would mirror NCB. If your ex doesn't need it she could sighn it over to you and you then continue with the same policy. need to ask company and also shop around. happy xmas