03-05-2019, 10:13 PM
2003 Multispace, 2.0 HDi, 170k+ miles.
Got hit up back, slow speed. Damaged rear bumper only.
Long story short, her insurance settled. Offered £830 pre accident (probably fair). Said we could keep it, if they kept scrap value, 76 quid!
We did, but they declared it Cat N (non structural)) write off, as beyond economic repair.
When we looked at new ish car they tried to value Bingo. Offered £100 as Cat N. What is law about insurance write offs. I could have replaced bumper, but car would still have Cat N against it?
Got hit up back, slow speed. Damaged rear bumper only.
Long story short, her insurance settled. Offered £830 pre accident (probably fair). Said we could keep it, if they kept scrap value, 76 quid!
We did, but they declared it Cat N (non structural)) write off, as beyond economic repair.
When we looked at new ish car they tried to value Bingo. Offered £100 as Cat N. What is law about insurance write offs. I could have replaced bumper, but car would still have Cat N against it?