Thread Rating:
  • 0 Vote(s) - 0 Average
  • 1
  • 2
  • 3
  • 4
  • 5
Seat Removal, Declaring it with Insurer
#1
Hi everyone,

Recently bought a 2004 Berlingo, hoping to do a cheap and easy conversion to a camper. I've noticed that removing rear seats can have an impact on the insurance so I rang my insurer (Hastings) hoping to declare that I want to remove a couple of seats and they say that none of their providers can insure me if any of the seats are removed. I was expecting to pay a small fee for "modifying" it, but they simply say it's not possible through them.

Has anyone had similar issues, and knows of a provider who can deal with such a thing?

Cheers,
Ali
Reply
#2
Try Adrian Flux? They insure modified cars. I wonder how many people have camper rear conversions that weren't declared if that's the attitude of a standard insurer.
______________________
Current:
2017 B9 1.6 BlueHDi Van
______________________
Previous:
2012 B9 1.6 HDi Van
2008 M59 1.6 HDi Van
2003 M59 1.9D Van
Reply
#3
Try Principal Insurance. They cover home builds/conversions

Sent from my M2103K19PG using Tapatalk
Reply
#4
(14-03-2022, 12:47 PM)Zion Wrote:  Try Adrian Flux? They insure modified cars. I wonder how many people have camper rear conversions that weren't declared if that's the attitude of a standard insurer.
Hey there, I did look for a quote with Adrian Flux before but it was very expensive sadly. Thanks though.

I feel like the vast majority of home builds have invalidated their insurance, even things such as slightly tinted windows needs to be declared as a modification.
Reply
#5
(14-03-2022, 01:41 PM)Ken.clark Wrote:  Try Principal Insurance. They cover home builds/conversions

Sent from my M2103K19PG using Tapatalk
Thanks, I'll take a look.
Reply
#6
You could try NFU mutual, I've been with them for years and they are always quite easygoing.
Whenever I ask on here about insurance for people that use boot jumps, there's normally silence.
Reply
#7
Also consider phoning a traditional insurance broker near you. They do take a cut, but in return you benefit from knowledge and experience in the insurance market.

Some conversions leave the seats in place, folded up. I appreciate though that this would take up a lot of room.

As a poss last resort, postpone your plans and enjoy the car this year, then replace it with a Berlingo van next year for conversion (no rear seats to start with). Maybe ad a towing hook and trailer, and convert the trailer into a 'sleeper' and the car into a diner/lounge?
Current: 2003 1.4i MS MPV - Lucifer Red
Prev: 2003 1.6 MS Desire - Blingo Blue
Reply
#8
The rear seats in the B9 are designed to come out & how to do it is explained in the handbook, so should not be an issue with insurance.
Reply
#9
(14-03-2022, 06:01 PM)cancunia Wrote:  The rear seats in the B9 are designed to come out & how to do it is explained in the handbook, so should not be an issue with insurance.

I'm guessing that we're talking M59. Regardless, I agree. If the vehicle is designed so that rear seats can be removed for increased load this has no impact on insurance. My other vehicle is a CaddyMaxi and I have always run it with the rear seats out for the increased loadspace for my camping trips.  I do not have a permanent "conversion", but run with a "bootjump" and "Z" bed set-up which I take out as needed. I have never been asked about useage by an insurance co. other than the usual business/non business use.

Vlad
Reply
#10
Yep, the main problem will be M49 /M59 where you need to unbolt the seats. I'm guessing that most insurance companies will be nervous about any nonstandard modification and will often simply take the easy way out and decline to insure.
Depending on who does the work, there can be a big risk when putting the seats back if it's not done properly.
Reply


Forum Jump:


Users browsing this thread: 1 Guest(s)
[-]
Welcome
You have to register before you can post on our site.

Username:
  

Password:
  




[-]
Search
(Advanced Search)

[-]
Latest Threads
Fan control switch
Last Post: Taffy747
Today 11:36 AM
» Replies: 2
» Views: 49
Speedometer stopping Nightrider turbo boost
Last Post: Kyleonsite
Today 09:59 AM
» Replies: 26
» Views: 1091
Dead van!
Last Post: pjb1969
Today 09:39 AM
» Replies: 9
» Views: 139
2010 Berlingo van high level stop light.
Last Post: jemselectrical
Today 03:17 AM
» Replies: 2
» Views: 58
Sudden overheating
Last Post: Matt Haigh
Yesterday 07:44 PM
» Replies: 11
» Views: 261
2012 Citroen Berlingo Multispace E-HDI AIRDREAM ...
Last Post: Jdm200
Yesterday 07:07 PM
» Replies: 0
» Views: 49
radiator fan issue
Last Post: Steenbergen
Yesterday 04:48 PM
» Replies: 2
» Views: 53
Poorly Multispace I was about to buy - best vers...
Last Post: Zion
Yesterday 01:00 PM
» Replies: 11
» Views: 204
Trip meter
Last Post: Zion
Yesterday 07:06 AM
» Replies: 6
» Views: 128
BlueHDi disasters
Last Post: boop
31-05-2023 07:49 PM
» Replies: 14
» Views: 922

[-]
Recent Visitors
Locations of visitors to this page

[-]
Hosting by

QuickHostUK